You may think that real estate is an investment for the wealthy. Whenever most look into buying properties and getting help from the bank, the subject of “down payments” usually comes up early on, indicating the money you can bring to the table for purchasing. While it does get more complicated with owning multiple properties, your first few can require, believe it or not, as little as 0-3.5%. The only catch is, you have to live in the property first.
As a first-time homebuyer, there are several federal programs available to you (USDA, VA, FHA).
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